Bad Credit & No Credit Car Loans
If you’re a car-shopper that has bad credit, limited credit, or even no credit history at all – you’re probably all too familiar with the disappointment and frustration you encounter from most dealerships. They’re unable or unwilling to help accommodate your financial situation and quickly usher you to the exit door before you even get a chance to test drive a vehicle. At Ken Ganley Toyota Akron, we firmly believe that your credit score shouldn’t be the only thing standing between you and the vehicle you’ve always wanted!
Our Special Finance department is standing by to help secure a loan or lease – no matter what your credit score looks like. Even if you have bad credit, no credit, bankruptcies, negative equity, or other financial challenges – we’re here to help you get behind the wheel today. All shoppers are encouraged to apply and no appointment is necessary to speak with our Special Finance experts and review your options. While other dealerships are quick to tell you “no”, Ken Ganley Toyota Akron is excited to tell you “yes, you’re approved”!
How to Get a Car Loan With Bad Credit / No Credit
No matter what your credit score or credit history looks like, Ken Ganley Toyota Akron is standing by to tell you, “you’re approved”. We encourage all of our valued customers to apply for this exciting program. If you apply, you’re getting behind the wheel of a car that both your head and heart can agree on! Bad credit, no credit, negative equity, or multiple bankruptcies won’t limit your buying potential any longer.
Our Special Finance department works with countless national lenders along with over 20 smaller local banks who understand your situation and will work tirelessly to get you approved. We offer $0 down options, can pay you top dollar for your trade-in, and feature new, certified pre-owned, and used vehicle options with robust warranty coverage for the ultimate peace of mind. You simply won’t find these advantages and perks at other dealers. Interested in learning more? It only takes a few simple steps to get started today!
Get Started in Three Simple Steps
Step #1 - Shop Our Extensive Inventory of New & Used Vehicles
Spend some time browsing our massive online selection of new Toyota vehicles, certified pre-owned Toyota models, and quality used vehicles from other brands. Depending on your vehicle of choice, you may also enjoy the added perks of a factory-backed warranty for long-lasting confidence. You can also use our handy Payment Calculator tool to customize your monthly payment based on your specific financial goals. Our team of friendly and knowledgeable Toyota experts are standing by to answer any questions you may have.
Step #2 - Apply for Financing
Found a vehicle that looks like a great fit for your lifestyle and driving needs? It’s time to apply for financing. Simply fill out this brief form with some basic information about yourself and your driving habits. It should only take a few minutes of your time. Once finished, our team of finance professionals will begin working to secure a loan or lease on a new vehicle. Simply click on the link below to get started! Get Started Now
Step #3 - Schedule Special Finance Appointment
After you have submitted your information and our team is hard at work to secure your loan, it’s time to schedule an appointment for a visit to the dealership. At this time, you’ll be able to finalize your loan as well as test drive your vehicle of choice in person. We look forward to seeing you and helping you drive home in the vehicle you’ve always wanted!Special Finance Program - Frequently Asked Questions
I currently have an existing auto loan or lease. Can you help me end my loan or lease early?
- Yes! No matter what make or model of vehicle, our team can help you end your loan early. You can bring your vehicle directly to Ken Ganley Toyota Akron to avoid early termination fees, escape excess mileage / wear & tear penalties, and drive home in your new vehicle.
My current vehicle isn’t paid off and I have negative equity. Can I sell it outright to Ken Ganley Toyota Akron?
- Yes! Don’t let an outstanding auto loan balance stop you from shopping for your next vehicle. Let our team handle the process while you start shopping.
Do you offer $0 down options or deferred payments?
- Yes! We offer zero-down loans along with options to defer your payments for up to 90 days. Contact our Special Finance department for additional details.
Will I receive warranty coverage on my new vehicle?
- If you purchase a new or certified pre-owned Toyota vehicle, you will enjoy the long-lasting confidence and peace of mind that comes from robust factory warranty protection.
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